ATM cash advanceĪ loan you take out against a credit card using an automated teller machine (ATM) and your personal identification number (PIN). The APR is listed in the account agreement, which is also a credit card agreement, and on your monthly billing statements. The interest charged on a credit card expressed as an annualized amount. Monthly charges will appear on your statement as Monthly Maintenance Fee and annual charges as Annual Fee. Annual (or monthly maintenance) feeĪ fee that is charged either yearly or monthly for the use of your credit card if your account is open or if you maintain an account balance, whether or not you have active charging privileges. Please remember that if you are the primary cardholder, you are responsible for all charges made to the card in addition to any balance transfers and cash advances (including any Overdraft Protection amounts advanced) made by any additional cardholders added to the account. Additional cardholders are not authorized to make changes to the account. They can also check the balance and available credit on the account. Additional cardholderĪdditional cardholders are individuals other than the primary or secondary person named on the account and are authorized to charge to the card and make payments.
Active accountĪ bank account in which there are recent transactions.
Account statementĪ printed or online statement of all the transactions in your account during a statement cycle. Account balance historyĪ historical snapshot of your available balance displaying transactions that are processing or cleared. Alerts help you stay on top of your account information, monitor your account activity and ensure your security.
Account alertsĮmail or text communications that can alert you of events that occur with your Online Banking account, such as when a bill is due or when your account balance reaches a certain point. You'll receive a copy when you open an account, and may also request one through the issuing company's customer service department. Terms and conditions for the use of a credit card and the repayment of debt between you and your lending institution. A check that credit card issuers provide that allows you to access cash from your available line of credit.
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